Balance Transfer
Pay the outstanding balance on your other UAE credit cards with your Al Hilal Bank Card with our Balance Transfer facility at a 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 90% of your available credit limit can be accessed
- Minimum amount for Balance Transfer is AED 1000
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Instant Cash
Get cash against your available credit limit transferred into an account anywhere in the UAE and benefit from 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 80% of your available credit limit can be accessed
- The minimum amount for Instant Cash is AED 5000
- Funds will be transferred to the beneficiary’s account anywhere in the UAE in AED currency
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Elite Rewards
- 2 Joud Reward points earned for every AED of international spend and 1.5 Joud Reward points for every AED of local retail spend
Joud Reward Points can be redeemed for an array of benefits For more details on point earning and the Joud Rewards program, visit joud.alhilalbank.ae.
Digital Ready
Add your Al Hilal Bank Emirati World Elite Exclusive Mastercard Credit Card to your digital wallet and simply tap your device to make payment for your purchases. Pay with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
Discounts & Offers
- Emirati World Elite Exclusive Mastercard holders enjoy over 900 Buy One, Get One Free offers on hotels, fine dining, premium spas and more across the Middle East and Africa.
Travel Benefits
- Complimentary Wi-Fi at over 1 million hotspot locations around the world, including in-flight on Etihad Airways and other selected carriers, via Boingo – the world’s leading Wi-Fi provider
- Unlimited free access to over 1,000 airport lounges in more than 450 cities across the globe for you and a guest
- Hertz Gold Plus Rewards®, giving discounts on the best publicly available rates, guaranteed complimentary one-car-class upgrades, faster reservations on rentals and returns, plus priority service at rental queues at many of the world’s busiest airports. Simply visit www.hertz.com/worldelite to register.
- Complimentary nights when you book a Marriott Bonvoy Hotel stay using your card
- Black Membership to the Global Hotel Alliance (GHA), giving you access to double room upgrades, guaranteed room availability, early check-in (from 9:00 am) and late check-out (until 6:00 pm) at over 33 GHA hotel brands across 76 countries
- Access to room upgrades at the World Elite Luxury Hotels Collection with premium access to over 1,000 hotels globally, plus early check-in, late check-out, and complimentary breakfast for two
- With Fulfill visa assistance, World Mastercard holders can book appointments for a flat fee of USD 15, reduce the time spent applying for travel visas, avoid having to fill out complicated forms, and receive document checklists for your travel visa submissions (when you are required to personally submit a travel visa application). Visit www.fulfillsolutions.com/mastercard to access the Fulfill website and apply for your travel visas.
- Up to 25% off your car rental and 10% off the Premium Chauffeur Drive service with Avis Car Rental. Visit www.avisworld.com/mastercardmea and use your card for bookings and payments.
- Stay for three nights and pay for only two at any of the 16 participating Oberoi properties in India, Indonesia and the UAE when you book and pay with your card. Visit www.oberoihotels.com/alliances/mastercard for details.
- Complimentary nights from Soneva
- Discounts on luxury serviced apartments from Onefinestay
- Up to 10% off the price of your booking for selected properties when you book a stay using Hotels.com Discount. Simply visit www.hotels.com/hotel-deals/Mastercard-ar/?rffrid=mdp.hcom.GL.403.000.00 and apply the promo code MASTERCARDMEA upon checkout with your World Mastercard.
- 10% discount on any international roundtrip airfare booked through Cleartrip. Simply go to www.cleartrip.ae, select your flights, and enter promo code MCWORLD, making sure to pay with your World Mastercard.
- Discounted Chauffeur Rides with Careem, including 20% off 3 rides every month. To enable the discount, simply enter the promo code MASTERCARD when booking.
Lifestyle Benefits
- Download the ‘Mastercard for You’ App to discover the full range of privileges and benefits
- World Elite Concierge for your every need – a dedicated concierge service available 24/7, with support provided in both Arabic and English
- Offers and discounts with the Bicester Village Shopping Collection – please visit www.thebicestervillageshoppingcollection.com/mastercard-mea.
- Enjoy 10% off website-wide products at Farfetch.com, which features over 700 boutiques and brands from around the world. Farfetch ships to customers in almost 190 countries. Explore the marketplace at https://www.farfetch.com.
- MyUSPremium shipping discounts for World Mastercard holders. Simply visit www.myus.com/welcome/Mastercardpremium to register.
Protection Benefits
The Emirati World Elite Exclusive Mastercard includes a range of travel and medical insurances covering baggage loss or delay, trip cancellation or curtailment, missed connections, trip delays, collision damage waiver and emergency medical expenses. Simply visit
www.mcpeaceofmind.com/worldelite
Travel Inconvenience Insurances |
Coverage |
Loss of Baggage |
Up to $ 3,000 |
Delay of Baggage |
$ 500 |
Trip Cancellation/Curtailment |
Up to $ 7,500 |
Trip Delays / missed connections |
$ 500 |
Travel Medical Insurance |
Coverage |
Travel Accident Insurance |
Up to $ 500,000 |
Emergency medical evacuation / repatriation |
Up to $ 500,000 |
Medical emergency expenses |
Up to $ 50,000 |
Daily in-hospital cash benefit |
$ 100 per day |
Rental Car and loss damage waiver insurance
covering loss or damage of your rental car |
Coverage |
Physical damage or loss of use |
Up to $ 50,000 |
Towing of vehicle |
Up to $ 100 |
Vehicle drop-off charges |
Up to $ 100 |