Pay the outstanding balance on your other UAE credit cards with your Al Hilal Bank Card with our Balance Transfer facility at a 0% profit rate and a flexible repayment term.

Terms & Conditions

• Up to 90% of your available credit limit can be accessed
• Minimum amount for Balance Transfer is AED 1000
• To know more about our updated pricing and utilise the benefit, please contact us on 600522229

Get cash against your available credit limit transferred into an account anywhere in the UAE and benefit from 0% profit rate and a flexible repayment term.

Terms & Conditions

• Up to 80% of your available credit limit can be accessed
• The minimum amount for Instant Cash is AED 5000
• Funds will be transferred to the beneficiary’s account anywhere in the UAE in AED currency
• To know more about our updated pricing and utilise the benefit, please contact us on 600522229

• Earn 2 Joud Reward points for every AED 1 of international retail spend and 1.5 Joud Reward Points for every AED 1 of local retail spend
• For more details on points earning and Joud Rewards program, visit joud.alhilalbank.ae/

• Over 900 unlimited Buy 1 Get 1 offers on hotels, fine dining, premium spas and much more across the Middle East & Africa with the Al Hilal Bank Emirati World Elite Exclusive MasterCard. Please click here for more offers.

• Free VIP terminal access (self + 4 guests) at Abu Dhabi International Airport – Get the VIP treatment with priority check-in, luggage collection services, meet and greet services, access to the VIP Terminal lounge as well as other optional services*
• Complimentary access to Wi-Fi at over 1 million hotspot locations around the world including in-flight on select airlines via the world’s leading Wi-Fi provider, Boingo – including on Etihad Airways’ flights
• Unlimited access to over 850 airport lounges in more than 400 cities across the globe completely free of charge – for you and your guest
• Hertz President Circle membership –get discounts on the best publicly available rates, guaranteed complimentary one-car-class upgrade, faster reservations on rentals, and returns, as well as priority at rental queue at many of the world’s busiest airports
• Complimentary nights when you book a Marriott Bonvoy Hotels using your Al Hilal Bank Emirati World Elite Exclusive MasterCard – complimentary nights
• Black membership to the Global Hotel Alliance (GHA) – giving you access to double room upgrades, guaranteed room availability, early check-in at 9:00am, and late check-out until 6:00pm at over 33 GHA hotel brands across 76 countries
• World Elite Luxury Hotels Collection with premium access to over 1,000 hotels globally – giving you access to room upgrades, early check-in, late check-out and complimentary breakfast for 2
• 40% off on travel visa services to Schengen countries, UK, Saudi Arabia, Australia, New Zealand, Singapore, & Canada – you can get priority appointment scheduling, form filling and typing and document collection services

• World Elite Concierge for your every whim and need. The dedicated Concierge Service is available 24/7 and provides support in both Arabic and English
• The ‘Mastercard for You’ App is available to view all the privileges and benefits you have access to on the Al Hilal Bank Emirati World Elite Exclusive MasterCard

Wide range of travel and medical insurances covering loss/ delay of baggage, trip cancellation/ curtailment, missed connections, trip delays, and emergency medical expenses