Balance Transfer
Pay the outstanding balance on your other UAE credit cards with your Al Hilal Bank Card with our Balance Transfer facility at a 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 90% of your available credit limit can be accessed
- Minimum amount for Balance Transfer is AED 1000
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Instant Cash
Get cash against your available credit limit transferred into an account anywhere in the UAE and benefit from 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 80% of your available credit limit can be accessed
- The minimum amount for Instant Cash is AED 5000
- Funds will be transferred to the beneficiary’s account anywhere in the UAE in AED currency
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Rewards
- Get 100,000 Bonus Joud Reward Points when you sign-up for the Al Hilal Bank Emirati World MasterCard.
- Earn 1.75 Joud Reward points for every AED on International spend and 1.25 Joud Reward Points for every AED of local retail spends.
For more details on points earning and Joud Rewards program, visit joud.alhilalbank.ae
Discounts & Offers
- Over 900 unlimited Buy 1 Get 1 offers on hotels, fine dining, premium spas and much more across the Middle East & Africa with the Al Hilal Bank Emirati World MasterCard. Please click here for more offers.
Travel Benefits
- Complimentary access to global Wi-Fi hotspots at over 1 million hotspot locations around the world including in-flight on select airlines via the world’s leading Wi-Fi provider, Boingo – including on Etihad Airways’ flights
- Unlimited access to over 850 airport lounges in more than 400 cities across the globe completely free of charge
- Hertz Gold Plus Rewards Five Star membership – you will get 15% off on the best publicly available rates, complimentary one-car-class upgrades (subject to availability), faster reservations on rentals, and returns, as well as the priority at the rental queue, at many of the world’s busiest airports.
- Complimentary nights when you book a SPG hotel using your Al Hilal Bank Emirati World MasterCard – 1 free night for every 2 nights that you book
- 40% off on travel visa services to Schengen countries, UK, Saudi Arabia, Australia, New Zealand,– you can get priority appointment scheduling, form filling and typing and document collection services
- 2 complimentary vouchers for access to the VIP terminal at Abu Dhabi International Airport – Get VIP treatment with priority check-in, luggage collection services, meet and greet services, access to the VIP Terminal lounge as well as other optional services.
Lifestyle Benefits
- The ‘Mastercard for You’ App is available to view all the privileges and benefits you have access to on the Al Hilal Bank Emirati World MasterCard
Protection Benefits
Wide range of travel and medical insurances covering loss / delay of baggage, trip cancellation / curtailment, missed connections, trip delays, and emergency medical expenses
Travel Inconvenience Insurances |
Coverage |
Loss of Baggage |
Up to $ 3,000 |
Delay of Baggage |
$ 500 |
Trip Cancellation/Curtailment |
Up to $ 7,500 |
Trip Delays / missed connections |
$ 500 |
Travel Medical Insurance |
Coverage |
Travel Accident Insurance |
Up to $ 500,000 |
Emergency medical evacuation / repatriation |
Up to $ 500,000 |
Medical emergency expenses |
Up to $ 50,000 |
Daily in-hospital cash benefit |
$ 100 per day |