^{Credit Cards} Platinum Smart Covered Card

Pay the outstanding balance on your other UAE credit cards with your Al Hilal Bank Card with our Balance Transfer facility at a 0% profit rate and a flexible repayment term.

Terms & Conditions

• Up to 90% of your available credit limit can be accessed
• Minimum amount for Balance Transfer is AED 1000
• To know more about our updated pricing and utilise the benefit, please contact us on 600522229

Get cash against your available credit limit transferred into an account anywhere in the UAE and benefit from 0% profit rate and a flexible repayment term.

Terms & Conditions

• Up to 80% of your available credit limit can be accessed
• The minimum amount for Instant Cash is AED 5000
• Funds will be transferred to the beneficiary’s account anywhere in the UAE in AED currency
• To know more about our updated pricing and utilise the benefit, please contact us on 600522229

• Earn 1.5 joud rewards for every AED 1 spent overseas
• Ear 1 joud reward for every AED 1 spent locally

Joud Reward Points can be redeemed for an array of benefits For more details on point earning and the Joud Reward program, visit joud.alhilalbank.ae.

Add your Al Hilal Bank Smart Platinum Covered Credit Card to your digital wallet and simply tap your device to make payment for your purchases. Pay with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay

• Airport dining discounts with DragonPass Dine & Travel mobile app
• Up to 25% off stays at Jumeirah properties
• 20% off at Jumeirah Restaurants
• 20% off at Meraas Dining establishments
• Buy One, Get One Free ENTERTAINER offers at 40 selected merchants

Card holders can indulge their passion for golf with reduced prices at various golf clubs across the globe. Simply call in advance or download the SpikesOn app to book and pay via the app.

All purchases made with an Etihad Guest Platinum Credit Card are protected against theft and accidental damage. For more information, please visit www.cardholderbenefitsonline.com.

Purchases made using the Etihad Guest Platinum Credit Card are eligible for Extended Warranty, which doubles the manufacturer’s warranty for up to one year for selected items. For more information, please visit www.cardholderbenefitsonline.com.

You can use your Etihad Guest Platinum Credit Card to pay your UAE utility bills (such as Etisalat, ADDC, DEWA, AADC, Salik, Du and SEWA) using the Al Hilal Mobile Banking App, anytime, anywhere.

Enjoy converting your purchases at participating merchants over a longer period, you may opt to split transactions made with your Smart Platinum Covered Credit Card at the Standard Profit Rate and pay in easy instalments of 3, 6 or 12 months.