Balance Transfer
Pay the outstanding balance on your other UAE credit cards with your Al Hilal Bank Card with our Balance Transfer facility at a 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 90% of your available credit limit can be accessed
- Minimum amount for Balance Transfer is AED 1000
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Instant Cash
Get cash against your available credit limit transferred into an account anywhere in the UAE and benefit from 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 80% of your available credit limit can be accessed
- The minimum amount for Instant Cash is AED 5000
- Funds will be transferred to the beneficiary’s account anywhere in the UAE in AED currency
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Exclusive Rewards
- Sign up for the World Elite Mastercard and receive 340,000 Joud Reward Points as a welcome bonus.
- Cardholders also earn 6 Joud Reward Points* for every AED 4 of local retail spend and 8 Joud Reward Points for every AED 4 of international retail spend.
*Joud Reward Points can be redeemed for an array of benefits. For more details on ways to earn points and the Joud Rewards program, visit www.joud.alhilalbank.ae.
NB: The option of a card with no first-year annual fee, which excludes Joud Reward Points, is also available.
Digital Ready
Add your Al Hilal Bank World Elite Mastercard Credit Card to your digital wallet and simply tap your device to make payment for your purchases. Pay with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
Discounts & Offers
Holders of the World Elite Mastercard are entitled to over 900 unlimited Buy One, Get One Free offers on hotels, fine dining, premium spas and much more across the Middle East and Africa.
Travel Benefits
- Complimentary Wi-Fi at over 1 million hotspot locations around the world, including in-flight on Etihad Airlines and other selected carriers, via Boingo – the world’s leading Wi-Fi provider
- Unlimited free access to over 1,000 airport lounges in more than 450 cities across the globe for you and a guest
- Hertz Gold Plus Rewards® with discounts on the best publicly available rates, guaranteed complimentary one-car-class upgrade, faster reservations on rentals and returns, plus priority service at rental queues at many of the world’s busiest airports. Simply visit www.hertz.com/worldelite to register
- Complimentary nights when you book a Marriott Bonvoy Hotel using your card
- Black Membership to the Global Hotel Alliance (GHA), giving you access to double room upgrades, guaranteed room availability, early check-in (from 9:00 am) and late check-out (until 6:00 pm) at over 33 GHA hotel brands across 76 countries
- Access to room upgrades at the World Elite Luxury Hotels Collection with premium access to over 1,000 hotels globally plus early check-in, late check-out and complimentary breakfast for two
- With Fulfill visa assistance World Mastercard® cardholders can book appointments for a flat fee of USD 15, reduce the time spent applying for travel visas, avoid having to fill out complicated forms, and also receive a document checklist for your travel visa submissions (when you are required to submit travel visa application personally). Visit www.fulfillsolutions.com/mastercard to access the Fulfill website and apply for your travel visa
- Up to 25% off your car rental and 10% off Premium Chauffeur Drive service with Avis Car Rental. Visit www.avisworld.com/mastercardmea for details.
- Stay three nights and pay for only two at any of the 16 participating Oberoi properties in India, Indonesia and the UAE. Go to www.oberoihotels.com/alliances/mastercard for more details.
- Complimentary nights from Soneva
- Discounts on luxury serviced apartments from Onefinestay
- Up to 10% off the price of your booking for selected properties, when you book a stay using Hotels.com Discount. Simply visit www.hotels.com/hotel-deals/Mastercard-ar/?rffrid=mdp.hcom.GL.403.000.00 and apply the promo code MASTERCARDMEA upon checkout with your Mastercard.
- 10% discount on any international roundtrip airfare booked through Cleartrip. Simply visit www.cleartrip.ae, select your flights, and enter the promo code MCWORLD, making sure to pay with your World Mastercard.
- Discounted Chauffeur Rides with Careem, including 20% off 3 rides every month. To enable your discount, enter the promo code MASTERCARD when booking.
Lifestyle Benefits
- Download the ‘Mastercard for You’ App to discover the full range of privileges and benefits.
- World Elite Concierge for your every need, includes a dedicated concierge service available 24/7 with support provided in both Arabic and English.
- Offers and discounts with the Bicester Village Shopping Collection. Please visit www.thebicestervillageshoppingcollection.com/mastercard-mea for more.
- Enjoy 10% off website-wide products on Farfetch, with over 700 boutiques and brands from around the world. Farfetch ships to customers in almost 190 countries. Explore the marketplace at https://www.farfetch.com.
- MyUSPremium shipping discounts for World Mastercard holders. Simply visit www.myus.com/welcome/Mastercardpremium to register.
Protection Benefits
The World Elite Mastercard includes a range of travel and medical insurances covering baggage loss or delay, trip cancellation or curtailment, missed connections, trip delays, and emergency medical expenses.
Travel Inconvenience Insurances |
Coverage |
Loss of Baggage |
Up to $ 3,000 |
Delay of Baggage |
$ 500 |
Trip Cancellation |
Up to $ 7,500 |
Trip Curtailment |
Up to $ 7,500 |
Trip Delays |
$ 500 |
Missed Connection |
$ 500 |
Travel Medical Insurance |
Coverage |
Travel Medical Insurance |
Coverage |
Travel Accident Insurance |
Up to $ 500,000 |
Emergency medical evacuation / repatriation |
Up to $ 500,000 |
Medical emergency expenses |
Up to $ 500,000 |
Daily in-hospital cash benefit |
$ 100 per day |
Rental Car and loss damage waiver insurance covering loss or damage of your rental car
Rental Car and loss damage waiver insurance |
Coverage |
Physical damage or loss of use |
Up to $ 500,000 |
Towing of vehicle |
Up to $ 500,000 |
Vehicle drop-off charges |
Up to $ 500,000 |