Skip to main content
Accessibility
×

Accessibility Controls Reset

Text Style

Increase text spacing Letters spacing Increase line height Line height
default text size Default bigger text size Big biggest text size Biggest

Colors

Default ADCB colors Default Black and white colors Black & White

Text to voice

Listen to the content of the page by clicking on listen below...

Listen to page
Read about our accessibility statement
Back To
  • Search
  • branch and atm locator
  • Al Hilal
    Bank
  • Al Hilal
  • Overview
  • Accounts
    • Overview
    • Current & Savings Account
    • Deposits
    • Profit Rates
  • Cards
    • Overview
    • Credit Cards
    • Debit Cards
    • Card Offers
    • Joud Rewards
    • Digital Payment Solutions
  • Finance
    • Overview
    • Personal Finance
    • Auto Finance
    • Home Finance
    • National Loan Scheme (NLS)
  • Wealth Management
    • Overview
    • Investment Management
    • Treasury
  • About Us
    • Overview
    • Corporate Governance
    • Investor Relations
    • Sanctions and Embargoes
    • Whistleblowing
  • Contact Us
عربي
al hilal logo
  • عربي
  • LOGIN
  • Search
  • branch and atm locator
  • LOGIN
  • Back to  "Home"
  • Back to  " Personal Banking Personal Banking "
  • Back to  " Finance Finance "
  • Back to  " Personal Finances Personal Finances "
  • Sukuk Finance Sukuk Finance

Personal Finances Sukuk Finance

Request callback
ADCB

Our personal finance products meet your needs while staying true to your values

Sukuk Finance is a mode of Islamic financing using the Shariah compliant contract of Murabaha. Al Hilal Bank Sukuk Finance helps you purchase National Bond saving certificates according to your need. You can redeem these bonds directly from National Bonds to obtain cash to cater to your personal needs.

3% From
Profit rates (flat p.a.) for UAE Nationals
3.05% Fom
Profit rates (flat p.a.) for expatriate customers

Warning

  • If you apply for early settlement, you may have to pay non waived profit or fees.
  • If you do not meet the payments on your finance, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
  • Rescheduling your financing may take longer to pay off than your previous financing and may result in paying more profit.
Shariah Contract

Murabaha is a Shariah compliant sale where the seller (in this case Al Hilal Bank) discloses the actual cost incurred in acquiring the National Bond saving certificates and then sells these to the buyer (in this case Al Hilal Bank customer) for an agreed profit. The buyer is aware of the cost and profit charged.

Eligibility & Required Documentation

  • Minimum salary requirement of AED 5,000
  • A valid passport
  • Residence visa page (as applicable)
  • Latest 6 months’ bank statements
  • Any other additional documentation which may be required thereafter according to Al Hilal Bank policies and procedure

Shariah Certificate

Click here to view Shariah Certificate

Personal Finance
Click on the text box to enter your desired value. AED
AED 5,000 AED 2,000,000
Months Click on the text box to enter your desired value.
12 48
Monthly Installment
AED 423.47
Profit Rate: 3% p.a.
Terms and conditions apply
Profit rate vary by tenor & subject to bank policy
Apply Now

A superior banking experience awaits you.

Knowing you a little better will help us serve you better. Please complete the form and our executive will get in touch with you.
If Existing Customer, Choose Yes
If not an Existing Customer, Choose No
Enter Valid Customer Id
Enter Valid Name
Enter Valid Email
Enter a valid number (hint: it starts with ‘5’)
Select your emirate
Abu Dhabi Dubai Fujairah Ajman Ras Al Khaimah Sharjah Umm al Quwain
Please fill the captcha

Other ways to apply

Contact centre

Contact us anytime anywhere available 24 /7
600 522 229

Contact us anytime anywhere available 24 /7
600 522 229

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you

We will be happy to welcome you at any of our branches. Find the closest branch to you

al hilal logo
  • Ways to bank
    • Mobile Banking
    • Phone Banking
    • SMS Banking
    • Internet Banking
    • Branches & ATMs
    • Call Center
  • Get in Touch
    • Call Us
    • Email Us/Write to Us
    • Branches & ATMs
    • FAQs
    • Careers
  • Tools & Resources
    • Application Forms
    • Generate UAE IBAN
    • Charges & Fees
    • Financing Rates
    • Zakat Calculator
    • Understanding Islamic Banking
    • Key Fact Statements
    • Debt Management
  • ADCB Group
    • ADCB UAE
    • ADCB Egypt
    • SimplyLife
    • ADCB Securities
    • ADCP
    • ADCE
  • Legal Terms
  • Service Promise
  • Terms and Conditions
  • Privacy Policy
  • Security tips
  • Site map
  • Cookie Notice
Copyright © 2023 All Rights Reserved - Al Hilal Bank PJSC is licensed and regulated by the Central Bank of the United Arab Emirates and by the Securities and Commodities Authority under license 601035, to practice the activity of Promotion.
عربي

Branches & ATMs

Search by city
  • Tharwa Centers
  • Atm
  • Branch
  • All
  • Cash/Cheque Deposit Machine
Close
List view Map view