|
AED/% |
| Annual Fee – 1st Year |
1,050* |
| Annual Fee – 2nd Year Onwards |
Free** |
| Supplementary Card Fee (upto 3) |
Free (upto 3) |
| Additional Supplementary Card (4th onwards) |
105 |
| Profit Rate (Murabaha) Credit Card |
2.99% |
| Fee for Non AED Transactions (Exchange Markup) |
3.14% |
| Cash Withdrawal Fee |
3.15% |
| Cash Withdrawal Percentage |
60% |
| Over Limit Charges |
Nil |
| Late Payment Amount (to be paid to charity) |
100 |
| Card Replacement Fee |
78.75 |
| Card Re-Issuance Fee |
78.75 |
| Duplicate Statement - up to 3 months |
26.25 |
| Duplicate Statement - over 3 months |
52.5 |
| Temporary Credit Limit Enhancement Fee |
105 |
| Returned cheque Handling Charges |
105 |
| Copy of Sales Voucher |
42 |
| Hotel (T & E) Sales Copy Request |
105 |
| Outstation Cheque Processing fee |
31.5 |
*Product with no first year annual fee is available without Bonus Joud Reward Points & VIP Terminal access
Above stated fees and charges is inclusive of 5% VAT wherever applicable
**Subject to minimum spend of AED 60,000 in the previous year. If the minimum spend criteria is not achieved, Annual fee of AED 1,000 will be applicable.