Home Finances Home Finance


After all, there’s no place like home

Whether you are a first time buyer, looking to refinance your home, moving your existing home finance to Al Hilal Bank or buying a property for investment purpose our shariah compliant products are just right to make your home a dream come true.

Our Products

Al Hilal Bank helps you purchase a ‘Ready’ or ‘Under-Construction’ property from the Developer or Seller.

Al Hilal Bank helps you move your existing Home Finance with any other Financial Institution to Al Hilal Bank

Al Hilal Bank helps you make the best use of your own equity. If you own a property partially or in whole and want to use it for your other financial commitments.

For real estate property investment, Al Hilal Bank is there to help your financing need.

Al Hilal Bank helps you avail Top Up facility on your existing home finance to fulfil your other commitment.

Features and Benefits

  • A wide range of products
  • Simple and hassle-free approval process
  • Competitive rental rates
  • Documentation & study fee is 0% when you switch over
  • Free partial settlement on your existing finance
  • Doorstep facility for conducting medical examination wherever applicable
  • Property Takaful contribution paid by the bank for full payment tenure
  • 3rd party claim is covered under Property Takaful
  • Competitive rates offered on Rental Collection Services through approved property management companies for Investment properties
  • High Finance amount up to AED 15 million*
  • Flexible payment tenure up to 25 years*
  • Salary transfer not mandatory

* Terms and conditions apply

List of Developer Projects - ِAbu Dhabi

Developer Project Detail Listings Location
Al Raha Beach Al Raha Beach
Al Raha Gardens Al Raha Beach
Al Ward Al Raha Gardens
Al Ghadeer Seih Sdeirah, border of Abu Dhabi and Dubai
Gate Towers Reem Island​,Abu Dhabi
Tala Tower Marina Square on Al Reem Island​
Sky Tower Reem Island​,Abu Dhabi
Sun Tower Reem Island​,Abu Dhabi
Golf Gardens A​djacent to Abu Dhabi Golf Course​
Ansam Yas Island , Abu Dhabi
Al Hadeel Al Raha Beach, Abu Dhabi
West Yas Yas Island, Abu Dhabi
Al Bateen Park Al Bateen Island, Abu Dhabi
Muneera Al Raha Beach, Abu Dhabi
B2 Tower Al Reem, Abu Dhabi
Manazel Real Estate
Al Reef Downtown Near to Al Raha Beach
Al Reef Villas Near to Al Raha Beach
Building Materials city Between Mussafa and the Mohamed Bin Zayed City
Desert Rose Between Abu Dhabi and Al Ain
Prestige Tower Abu Dhabi
9712 BMC Mussafah
Tourism Development & Investment Company (TDIC)

Saadiyat Beach Villas Saadiyat Island
The ST. Regis – Apartment Saadiyat Island
The ST. Regis - Villas Saadiyat Island
Mamsha Saadiyat Saadiyat Beach
Jawahar Saadiyat Saadiyat Beach
Saadiyat Development & Investment Company (SDIC)
Hidd Al Saadiyat Villa Developement Saadiyat Island
Al Forsan Real Estate
Al Forsan Villas Western End of Khalifa City A
Sea Shore Villas owned by H.H. SHK. Falah Bin Zayed Al Nahyan

Sea Shore Villas Abu Dhabi Gates 2
Bloom Properties

Bloom Gardens Adjacent to the Ministries Complex and north of the Al Bateen Airport

List of Developer Projects - ِDubai

Developer Project Detail Listings Location
Emaar Properties PJSC

Arabian Ranches Alvorada, Al Mahra, Gazelle, Hattan, Mirador, Palmera, Saheel, Savannah, La Coleccion, Sahel Golf Homes, Terra Nova,
Lacation Duba
Burj Khalifa Downtown Burj Dubai
Burj Dubai Boulevard Downtown Burj Dubai
Burj Dubai Lake Park Downtown Burj Dubai
Boulevard Crescents Downtown Burj Dubai
South Ridge Downtown Burj Dubai
The Old Town Downtown Burj Dubai
The Old Town Island Downtown Burj Dubai
Boulevard Plaza 1 Downtown Burj Dubai
Loft West Downtown Burj Dubai
Centro 1 Downtown Burj Dubai
The Residence Downtown Burj Dubai
Claren Downtown Burj Dubai
29 Boulevard Downtown Burj Dubai
Al Majara Dubai Marina
Al Sahab Dubai Marina
Dubai Marina Towers Dubai Marina
Marina Quays Dubai Marina
Park Island Dubai Marina
Marina Promenade Dubai Marina
Marina Plaza Dubai Marina
Hattan III Emirates Hill
Dayaar Al Hambra Emirates Hill
Montgomerie Maisonettes Emirates Hill
Signature Villas Emirates Hill
Emaar Towers Dubai
The Greens Dubai
The Meadows Next to Emirates Hills
The Parklands Adjacent to Emirates Golf Club
The Lakes Dubai
The Springs Dubai
The Views Arno, Golf Towers, The Fairways, The Links, Travo, Turia, Una
Nakheel PJSC
Al Furjan Jebel Ali
Discovery Gardens Jebel Ali
Dubai Promenade Close proximity to Palm Jumeirah
International City Dubai
Jumeirah Heights Jumeirah
Jumeirah Islands Jumeirah
Jumeirah Village Jumeirah
The Palm Jumeirah Jumeirah
Dubai Properties
Al Waha Villa Dubailand
JBR Dubai Marina
The Villa Dubailand
Executive Towers Business Bay

Eligibility Criteria

Minimum Salary

  • AED 15,000 for single applicant
  • AED 25,000 for joint applicant

Age Criteria

  • Minimum 21 years

Documentation Required

  • Valid Salary Certificate/ Trade License (if applicable)
  • Valid passport and residence visa page (if applicable) copy
  • Valid Emirates ID
  • Khulasat Al Kaid (Family Book for UAE Nationals only)
  • Latest 6 months bank statements
  • Liability letter addressed to Al Hilal Bank
  • Property related documentation
  • Any other additional documents which may be required thereafter according to the Al Hilal Bank policies and procedures

Shariah Certificate

To view the Shariah Certificate click here.

Home Finance
Click on the text box to enter your desired value. AED
AED 7,000 AED 15,000,000
Months Click on the text box to enter your desired value.
12 300
Monthly Installment
AED 594.45
Profit Rate: 3.5% p.a.
Terms and conditions apply
Profit rate vary by tenor & subject to bank policy

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