Al Hilal Bank | Cash Personal Finance

Empowering Your Financial Journey with Cash Personal Finance

Welcome to Al Hilal Bank's Cash Personal Finance, where we utilise the Murabaha contract approach to provide you with the cash you need while staying true to Shariah principles. Whether you're looking to finance a new project, cover unexpected expenses, or pursue your dreams, our tailored solutions are designed to meet your unique needs.

Warning

If you apply for early settlement, you may have to pay non waived profit or fees.
If you do not meet the payments on your finance, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
Rescheduling your financing may take longer to pay off than your previous financing.

Eligibility & Required Documentation

Shariah Certificate

Under Murabaha, the seller (Al Hilal Bank) discloses the true cost incurred in acquiring the Commodity, then sells it to the buyer (Al Hilal Bank customer) for an agreed profit.

The buyer (Al Hilal Bank customer), after purchasing the Commodity from Al Hilal Bank, sells it to a third-party purchaser through Al Hilal Bank as his/her messenger. The sale proceeds are credited to the customer's account.

Click here to view Shariah Certificate

Personal Finance

Finance Amount

AED

AED 5,000 AED 2,000,000

Period

12 48

Monthly Installment

AED 423.47

Illustrative Profit Rate: 3% p.a.
Terms and conditions apply
Profit rate vary by tenor & subject to bank policy

Banking reimagined

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Other ways to apply

Contact centre

Contact us anytime anywhere available 24 /7
600 522 229

Contact us anytime anywhere available 24 /7
600 522 229

Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you

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Cash Personal Finance