Personal Finances Goods Finance


Get finance for any goods you need

Goods Finance is a mode of Islamic financing using the Sharia’a contract of Murabaha. Al Hilal Bank Goods Finance can help you purchase a variety of goods that you need in a Sharia’a compliant way.

2.90% From
Profit rates (flat p.a.) for UAE Nationals
3.40% Fom
Profit rates (flat p.a.) for expatriate customers
Goods Finance can help you purchase

  • Furniture
  • Electronics
  • Home appliances
  • Computers and accessories
  • Other legitimate goods

Shariah Contract

Murabaha is a Sharia'a compliant sale where the seller (in this case Al Hilal Bank) discloses the actual cost incurred in acquiring the goods / and then sells these goods to the buyer (in this case Al Hilal Bank customer) for an agreed profit. The buyer is aware of the cost and profit charged.

Eligibility & Required Documentation

  • Minimum salary requirement of AED 5,000
  • A valid passport
  • Residence visa page (as applicable)
  • Latest 6 months bank statements
  • Quotation addressed to Al Hilal Bank
  • Any other additional documentation which may be required thereafter according to the Al Hilal Bank policies and procedures

Shariah Certificate

Click here to view Shariah Certificate

A superior banking experience awaits you.

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