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Personal Finances Goods Finance


Finance to make you feel at home

Every home needs its creature comforts and appliances. Whatever yours are, we’re here to help.

2.90% From
Profit rates (flat p.a.) for UAE Nationals
3.40% Fom
Profit rates (flat p.a.) for expatriate customers


  • If you apply for early settlement, you may have to pay non waived profit or fees.
  • If you do not meet the payments on your finance, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
  • Rescheduling your financing may take longer to pay off than your previous financing and may result in paying more profit.
Goods Finance can help you purchase

  • Furniture
  • Electronics
  • Home appliances
  • Computers and accessories
  • Other legitimate goods

The Shariah Contract

Goods Finance is available under Murabaha where the seller (in this case Al Hilal Bank) discloses the true cost incurred in acquiring the good, then sells it to the buyer (in this case an Al Hilal Bank customer) for an agreed profit.

Eligibility & Required Documentation

  • Minimum salary requirement of AED 5,000
  • A valid passport
  • Residence visa page (as applicable)
  • Latest 6 months’ bank statements
  • Quotation addressed to Al Hilal Bank
  • Any other additional documentation which may be required thereafter according to Al Hilal Bank policies and procedures

Shariah Certificate

Click here to view Shariah Certificate

Apply Now

A superior banking experience awaits you.

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600 522 229

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