Personal Finances Goods Finance

ADCB

Finance to make you feel at home

Every home needs its creature comforts and appliances. Whatever yours are, we’re here to help.

2.90% From
Profit rates (flat p.a.) for UAE Nationals
3.40% Fom
Profit rates (flat p.a.) for expatriate customers

Warning

  • If you apply for early settlement, you may have to pay non waived profit or fees.
  • If you do not meet the payments on your finance, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.
  • Rescheduling your personal finance may take longer to pay off the finance.
Goods Finance can help you purchase

  • Furniture
  • Electronics
  • Home appliances
  • Computers and accessories
  • Other legitimate goods

The Shariah Contract

Goods Finance is available under Murabaha where the seller (in this case Al Hilal Bank) discloses the true cost incurred in acquiring the good, then sells it to the buyer (in this case an Al Hilal Bank customer) for an agreed profit.

Eligibility & Required Documentation

  • Minimum salary requirement of AED 5,000
  • A valid passport
  • Residence visa page (as applicable)
  • Latest 6 months’ bank statements
  • Quotation addressed to Al Hilal Bank
  • Any other additional documentation which may be required thereafter according to Al Hilal Bank policies and procedures

Shariah Certificate

Click here to view Shariah Certificate

A superior banking experience awaits you.

Knowing you a little better will help us serve you better. Please complete the form and our executive will get in touch with you.
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Other ways to apply

Contact centre

Contact centre

Contact us anytime anywhere available 24 /7
600 522 229

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Visit us

We will be happy to welcome you at any of our branches. Find the closest branch to you

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