Deposits Term Deposit

ADCB

Freedom to chase your dreams

You can plan for your future by securing some of your hard-earned money with the flexibility of short, medium or long-term investments. Our Shariah compliant Term Deposit account is designed for you to receive more. The higher the tenor, the higher the profit rate.

Features & Benefits

  • Fully Shari'a compliant.
  • Term Deposit starting from AED 25,000.
  • Available in AED.
  • Monthly Profit Distribution Auto rollover options at maturity.
  • Various tenures of 1 month, 3 months, 6 months, 9 months and 12 months are available.
  • Free Internet, Mobile, and SMS Banking facilities.
  • 24/7 Automated Banking Service

Al Hilal Certificates

You can also enjoy the flexibility of making partial withdrawals anytime during the tenor. In other words, if you are in need of immediate funds for any particular reason, you can choose the unit that you would like to encash and utilize. The remaining units will continue in the certificate and generate monthly earnings without being effected by the encashment of units.

Al Hilal Certificate has a deposit option to increase or decrease the amount at your convenience without incurring any penalties. The single deposit comprises many internal units of different denominations based on your preference.

Features & Benefits:

Al Hilal Certificate offers an attractive profit rate and complete flexibility to withdraw funds at any time, without the need to lock funds up for a fixed period of time:

  • Units can be invested in tenures of 2, 3, 4 or 5 years
  • The certificate is offered in AED.
  • Fixed investment denominations of AED 25K, AED 50K, AED 100K, AED 500K and AED 1M.
  • Minimum investments of AED 25,000
  • Flexibility of multiple units under one master certificate
  • Fully Shari’a-compliant
  • Monthly profit distribution
  • Free Savings or current account for customers
  • Free Internet, Mobile, SMS Banking services.
  • Free 24/7 automated banking service

Shariah Certificate

To view the Shariah Certificate, please click here.

A superior banking experience awaits you.

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