Balance transfer
Transfer the balance from other UAE credit cards with profit rates starting at 0% and with a flexible payment term.
Terms & Conditions
- Access up to 90% of your available credit limit
- Minimum balance transfer AED 1,000
- To find out more about our updated pricing and use the benefit, call us on 600522229
Instant cash
Get cash against your available credit limit transferred into any UAE account and benefit from profit rates starting at 0% and flexible payment terms.
Terms & Conditions
- Access up to 80% of your available credit limit
- Minimum amount for instant cash AED 1,000
- Funds will be transferred to your account anywhere in the UAE in AED
- To learn more about our updated pricing and use the benefit, call us on 600522229
Exclusive rewards
A bonus of 100,000 Joud Reward points when you sign up for the Emirati World Mastercard
1.75 Joud Reward points earned for every AED of international spend and 1.25 Joud Reward points for every AED of local retail spend
You can redeem Joud Reward Points for an array of benefits. See the Joud Reward program for more details.
Digital Payment
Add your Al Hilal Bank Emirati World Mastercard Credit Card to your digital wallet and simply tap your device to make payments. Use Apple Pay, Google Pay, Samsung Pay, and Garmin Pay
Discounts and offers
- Emirati World Mastercard holders enjoy thousands of offers throughout the Middle East and Afric across hotels, fine dining, premium spas and activities. Simply download the Priceless Specials App* from App Store or Google Play Store
Travel benefits
- Complimentary access to over 1,200 airport lounges across the globe with Mastercard Travel Pass app*.
Effective 01 May 2025 following changes will be made to the Airport Lounge programme:
- Complimentary lounge access visits will be capped at 8 visits per calendar year.
- Mastercard World cardholders will be required to spend a minimum of USD 1 (local currency equivalent) in cross-border transactions with their Al Hilal Bank Mastercard card to enjoy complimentary airport lounge access and dining offers.
- USD 1 (local currency equivalent) transaction made during the (01 Feb 2025 till 30 Apr 2025) or beyond will give cardholders access to the airport lounge for 3 calendar months. Know more
- Hertz Gold Plus Rewards Five Star membership*, for 12 months. The membership gives discounted rates, up to 15% off on best publicly available rates, complimentary one-car-class upgrades (subject to availability), faster reservations on rentals and returns, plus priority service at rental queues in many of the world’s busiest airports. Please visit Hertz for more details.
- Mastercard Hotel Bookings* gives you up to 30% at leading hotel chains around the world and unparalleled hotel benefits like $100 F&B credit or 15% of F&B, Complimentary breakfast, Room Category upgrades(subject to availability), Early Check-in/Late Check-out (subject to availability), Club Lounge Access, and Complimentary In-Room Wi-Fi (if available). For more information and to use please visit https://hotelbookings.priceless.com/
- With Fulfill visa assistance*, World Mastercard holders can apply and book appointments for a flat fee of USD 15, reduce time spent applying for travel visas, avoid filling out complicated forms, and receive document checklists for all your travel visa submissions (when required to submit them personally). Visit Fulfill Solutions to apply for your travel visa.
- Up to 10% money back for stays at selected properties when you book using the booking.com* Discount. Simply visit booking.com/mastercardmea, login and register use your World Mastercard at checkout. The cashback will be credited to your credit card after your stay is completed – posting time period may vary.
- 10% discount on any international roundtrip airfare through Clear Trip*. Simply visit Clear Trip, select your flights, enter promo code MCWORLD, then pay with your World Mastercard.
- Discounted Chauffeur Rides with Careem*, with 20% off three rides every month. To enable this discount, enter the promo code MASTERCARD when booking.
Lifestyle Benefits
- Download the ‘Priceless Specials MEA’ App to discover the full range of privileges and benefits.
- Offers and discounts with the Bicester Village Shopping Collection*. Please visit Bicester Village Shopping Collection.
- Enjoy 10% off website-wide products at Farfetch.com*, which features over 700 boutiques and brands around the world. Farfetch ships to customers in almost 190 countries. Use promocode MCMEAFF10 at checkout.
- MyUSPremium* shipping discounts for World Mastercard cardholders. Simply visit MyUSPremium to register.
Protection benefits
The Emirati World Mastercard includes a range of insurances* for travel and medical insurances, including baggage loss or delay, trip cancellation or curtailment, missed connections, trip delays and emergency medical expenses. Simply visit mcpeaceofmind.com/world to find out the coverage and file a claim
New: Coverage for visiting parents. Parents who live abroad visiting the cardholder in their country of residence are eligible when the trip is paid through the eligible Mastercard® card. The standard age limit for parents is 80 years old.
New: Coverage for visiting children. Children who live abroad visiting their parent(s) in their country of residence are eligible when the trip is paid through the eligible Mastercard® card.
| Travel inconvenience insurances |
Coverage |
| Loss of baggage |
Up to $ 3,000 |
| Delay of baggage |
Up to $ 300 |
| Trip cancellation/curtailment |
Up to $ 7,500 |
| Trip delays / missed connections |
Up to $ 300 |
| Travel medical insurance |
Coverage |
| Travel accident insurance |
Up to $ 500,000 |
| Emergency medical evacuation / repatriation |
Up to $ 500,000 |
| Medical emergency expenses |
Up to $ 500,000 |
| Daily in-hospital cash benefit |
$ 100 per day |
* These offers are provided & supported by Mastercard. Terms and Conditions of the Offer(s) may change without prior notice. Visit priceless™ | All benefits for the latest updates.