Balance Transfer
Pay the outstanding balance on your other UAE credit cards with your Al Hilal Bank Card with our Balance Transfer facility at a 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 90% of your available credit limit can be accessed
- Minimum amount for Balance Transfer is AED 1,000
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Instant Cash
Get cash against your available credit limit transferred into an account anywhere in the UAE and benefit from 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 80% of your available credit limit can be accessed
- The minimum amount for Instant Cash is AED 1,000
- Funds will be transferred to the beneficiary’s account anywhere in the UAE in AED currency
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Exclusive Rewards
- Sign up for the World Elite Mastercard and receive 340,000 Joud Reward Points as a welcome bonus.
- Cardholders also earn 6 Joud Reward Points* for every AED 4 of local retail spend and 8 Joud Reward Points for every AED 4 of international retail spend.
*Joud Reward Points can be redeemed for an array of benefits. For more details on ways to earn points and the Joud Rewards program, visit Joud Rewards.
New to Bank: The option of a card with no first-year annual fee, which excludes Joud Reward Points, is also available.
Digital Payment
Add your Al Hilal Bank World Elite Mastercard Credit Card to your digital wallet and simply tap your device to make payment for your purchases. Pay with Apple Pay, Google Pay, Samsung Pay and Garmin Pay
Credit card discounts and offers
Holders of the World Elite Mastercard enjoy thousands of offers throughout the Middle East and Africa across hotels, fine dining, premium spas and activities. Simply download the Priceless Specials App* from App Store or Google Play Store.
Travel Benefits
- Complimentary access to over 1,200 airport lounges across the globe with Mastercard Travel Pass app*.
Effective 01 May 2025 following changes will be made to the Airport Lounge programme:
- Complimentary lounge access visits will be capped at 14 visits per calendar year.
- Mastercard World Elite cardholders will be required to spend a minimum of USD 1 (local currency equivalent) in cross-border transactions with their Al Hilal Bank Mastercard card to enjoy complimentary airport lounge access and dining offers.
- USD 1 (local currency equivalent) transaction made during the (01 Feb 2025 till 30 Apr 2025) or beyond will give cardholders access to the airport lounge for 3 calendar months. Know more
- Hertz Gold Plus Rewards® Presidents Circle* membership with discounts on the best publicly available rates; guaranteed complimentary one-car-class upgrade; faster reservations on rentals and returns; plus priority service at rental queues at many of the world’s busiest airports. Simply visit Hertz to register
- Mastercard Hotel Bookings* gives you up to 30% at leading hotel chains around the world and unparalleled hotel benefits like $100 F&B credit or 15% of F&B, Complimentary breakfast, Room Category upgrades(subject to availability), Early Check-in/Late Check-out (subject to availability), Club Lounge Access, and Complimentary In-Room Wi-Fi (if available). For more information and to use please visit https://hotelbookings.priceless.com/
- Titanium Membership* of the Global Hotel Alliance (GHA). This gives you access to double room upgrades, guaranteed room availability, early check-in (from 11am) and late check-out (until 4pm) at over 800+ GHA hotel brands across 100 countries.
- With Fulfill visa assistance*, World Elite Mastercard holders can apply and book appointments for a flat fee of USD 15, reduce time on applying for travel visas, avoid filling out complicated forms, and receive document checklists for all your travel visa personal submissions. Visit Fulfill Solutions to apply for your travel visa.
- Up to 35% off your car rental and 10% off Premium Chauffeur Drive service with Avis Car Rental*. Visit Avis World for details.
- Get up to USD 1,000 Resort Credits* with Soneva when booking with your World Elite Mastercard and staying at Soneva’s Resorts in Maldives. Call Mastercard Concierge to book.
- Discounts on luxury serviced apartments from Onefinestay*. Book at Onefinestay.com and use Promocode MCWorld and pay with your World Elite Mastercard
- Up to 10% money back for stays at selected properties when you book using the booking.com* Discount. Simply visit booking.com/mastercardmea, login and register use your World Elite Mastercard at checkout. The cashback will be credited to your credit card after your stay is completed – posting time period may vary.
- Up to 12% discount on any international roundtrip airfare through Cleartrip. Simply go to Cleartrip*, select your flights, enter promo code MCWORLDELITE, then pay with your World Elite Mastercard.
- Discounted Chauffeur Rides with Careem*, with 20% off three rides every month. To enable this discount, enter the promo code MASTERCARD when booking.
Luxury modern Lifestyle benefits
- Download the ‘Mastercard for You’ App to discover the full range of privileges and benefits.
- World Elite Concierge for your every need, includes a dedicated concierge service available 24/7 with support provided in both Arabic and English.
- Offers and discounts with the Bicester Village Shopping Collection. Please visit Bicester Village Shopping Collection for more.
- Enjoy 10% off website-wide products on Farfetch, with over 700 boutiques and brands from around the world. Farfetch ships to customers in almost 190 countries. Explore the marketplace at Farfetch.com.
- MyUSPremium* shipping discounts for World Mastercard cardholders. Simply visit MyUSPremium to register.
Credit card protection benefits
The World Elite Mastercard includes a range of travel and medical insurances*, including baggage loss or delay, trip cancellation or curtailment, missed connections, trip delays, and emergency medical expenses. Simply visit mcpeaceofmind.com/world to find out the coverage and file a claim.
New: Coverage for visiting parents. Parents who live abroad visiting the cardholder in their country of residence are eligible when the trip is paid through the eligible Mastercard card. The standard age limit for parents is 80 years old.
New: Coverage for visiting children. Children who live abroad visiting their parent(s) in their country of residence are eligible when the trip is paid through the eligible Mastercard card.
| Travel Inconvenience Insurances |
Coverage |
| Loss of Baggage |
Up to $ 3,000 |
| Delay of Baggage |
Up to $ 300 |
| Trip Cancellation |
Up to $ 7,500 |
| Trip Curtailment |
Up to $ 7,500 |
| Trip Delays |
$ 500 |
| Missed Connection |
$ 500 |
| Travel Medical Insurance |
Coverage |
| Travel Medical Insurance |
Coverage |
| Travel Accident Insurance |
Up to $ 500,000 |
| Emergency medical evacuation / repatriation |
Up to $ 500,000 |
| Medical emergency expenses |
Up to $ 500,000 |
| Daily in-hospital cash benefit |
$ 100 per day |
Rental Car and loss damage waiver insurance covering loss or damage of your rental car
| Rental Car and loss damage waiver insurance |
Coverage |
| Physical damage or loss of use |
Up to $ 500,000 |
| Towing of vehicle |
Up to $ 500,000 |
| Vehicle drop-off charges |
Up to $ 500,000 |
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